About Pet Insurance
Pet Health Plans
Pet Management
Embrace Pet Insurance
| Company: |
Embrace www.embracepetinsurance.com  |
| Product: | Cat Plan with RX/Dental Option |
| Pet Covered: | Cat |
| Quote via this site: |
 |
| Level of Coverage | |
 Accident |
Yes |
| Illness |
Yes |
| Routine Care |
No |
| Sample Insurance Quotes | |
| Dog Quote 1 |
n/a |
| Dog Quote 2 |
n/a |
| Dog Quote 3 |
n/a |
| Dog Quote 4 |
n/a |
| Cat Quote 1 |
$18.87/month |
| Cat Quote 2 |
$34.08/month |
| Cat Quote 3 |
$32.48/month |
| Cat Quote 4 |
$24.36/month |
| Accident Coverage | |
| Veterinary Visits |
Yes |
| Emergency Visits |
Yes |
| Specialist Visits |
Yes |
| Diagnostic & Lab Tests |
Yes |
| Prescription Medications |
Yes |
| Surgery |
Yes |
| Hospitalization |
Yes |
| Dental Injury |
Yes |
| Illness Coverage | |
| Veterinary Visits |
Yes |
| Emergency Visits |
Yes |
| Specialist Visits |
Yes |
| Diagnostic & Lab Tests |
Yes |
| Prescription Medications |
Yes |
| Surgery |
Yes |
| Hospitalization |
Yes |
| Dental Illness |
Yes |
| Routine Care Coverage | Wellness Exams |
No |
| Standard Vaccinations |
No |
| Heartworm Testing |
No |
| Flea & Tick Prevention |
No |
| Heartworm Prevention |
No |
| Spay/Neuter |
No |
| Preventive Dental Care |
No |
| Additional Coverage | |
| Pre-Existing Conditions |
not covered |
| Hereditary Conditions |
yes |
| Congenital Conditions |
yes |
| Chronic Conditions |
optional |
| Cancer |
yes |
| Hip Dysplasia |
yes |
| Alternative Therapies |
yes |
| Behavioral Therapy |
no |
| Special Diet Foods |
no |
| Pregnancy |
no |
| Travel Coverage |
yes; US, Canada, Mexico |
| Boarding Fees |
no |
| Advertising & Reward |
no |
| Loss Compensation |
no |
| Death Compensation |
no |
| Vacation Cancellation |
no |
| Euthanasia |
for humane reasons |
| Burial or Cremation |
no |
| Policy Features | |
| Deductible Type |
per year |
| Deductible Amount |
$500; option $100, $200 |
| Co-Pay Amount |
10%; option 20%, 35% |
| Claim Payment Basis |
usual & customary fees |
| Incident Limit |
none |
| Annual Limit |
$5,000; options: $2,000, $10,000 |
| Lifetime Limit |
none |
| Routine Care Limit |
not covered |
| Waiting Period - Accidents |
14 days |
| Waiting Period - Illness |
14 days |
| Waiting Period - Routine Care |
not covered |
| Waiting Period - Cruciate Injury |
6 months, or vet waiver |
| Policy Term |
1 year |
| Money Back Guarantee Period |
30 days |
| Claims Process |
mail, fax, or e-mail |
| Renewal Terms |
auto, or written notice |
| Cancellation Terms |
written notice |
| Choice of Veterinarian |
yes; licensed in US, Canada, Mexico |
| Pricing & Discount Features | |
| Age Rating |
Yes |
| Breed Rating |
Yes |
| Location Rating |
Yes |
| Microchipped Pet Discount |
yes |
| Spay/Neuter Discount |
yes |
| Multiple Pet Discount |
yes |
| Service Pet Discount |
yes |
| Military Discount |
no |
| Employer Group Discount |
yes |
| Veterinary Staff Discount |
yes |
| Affiliation/Partner Discount |
yes |
| Online Discount |
no |
| Annual Payment Discount |
yes |
| Pet Coverage Criteria | |
| Minimum Enrollment Age |
accident any age; illness 8 weeks |
| Maximum Enrollment Age |
accident any age; illness 10 yrs (8 yrs purebreeds) |
| Maximum Age for Renewal |
unlimited |
| Exclusions or Limitations |
yes |
| Pre-Certification Required |
for certain procedures |
| Company Information | |
| Year Started |
2006 |
| State Licensing |
all 50 states |
| Partners & Affiliations |
