Hartville Pet Insurance

Product: Accident Only
Pet Covered: Dog / Cat
Quote via this site:
Level of Coverage  
Accident Yes
Illness No
Routine Care No
Sample Insurance Quotes  
Dog Quote 1 $8.99/month
Dog Quote 2 $11.00/month
Dog Quote 3 $9.50/month
Dog Quote 4 $9.50/month
Cat Quote 1 $6.99/month
Cat Quote 2 $8.50/month
Cat Quote 3 $7.50/month
Cat Quote 4 $7.50/month
Accident Coverage  
Veterinary Visits Yes
Emergency Visits Yes
Specialist Visits Yes
Diagnostic & Lab Tests Yes
Prescription Medications Yes
Surgery Yes
Hospitalization No
Dental Injury No
Illness Coverage  
Veterinary Visits No
Emergency Visits No
Specialist Visits No
Diagnostic & Lab Tests No
Prescription Medications No
Surgery No
Hospitalization No
Dental Illness No
Routine Care Coverage  
Wellness Exams No
Standard Vaccinations No
Heartworm Testing No
Flea & Tick Prevention No
Heartworm Prevention No
Spay/Neuter No
Preventive Dental Care No
Additional Coverage  
Pre-Existing Conditions not covered
Hereditary Conditions not covered

not covered - this is an accident only policy

Congenital Conditions not covered
Chronic Conditions not covered
Cancer not covered

not covered - this is an accident only policy

Hip Dysplasia not covered
Alternative Therapies no
Behavioral Therapy no
Special Diet Foods no
Pregnancy no
Travel Coverage yes, US & Canada
Boarding Fees no
Advertising & Reward no
Loss Compensation no
Death Compensation no
Vacation Cancellation no
Euthanasia no
Burial or Cremation no
Policy Features  
Deductible Type per year
Deductible Amount $100
Co-Pay Amount 20% of allowed
Claim Payment Basis usual & customary fees
Incident Limit $2,500

The Accident Plan has a maximum benefit of $8,000.00 per year, with a $2,500.00 per incident limit.

Accidents such as poison ingestion, lacerations, bone fractures, burns, insect bites & bee stings, falls, and motor vehicle accidents are covered.

Multiple incidents (more than one) of foreign object ingestion in a 12 month period are not covered.

Annual Limit $8,000
Lifetime Limit info unavailable
Routine Care Limit not covered
Waiting Period - Accidents effective date is 1st or 15th
Waiting Period - Illness not covered
Waiting Period - Routine Care not covered
Waiting Period - Cruciate Injury not covered
Policy Term 1 year
Money Back Guarantee
30 days

All plans come with a 30-day money back guarantee.

Claims Process mail, fax, or e-mail

Submit a completed one page claim form with a copy of your receipts by fax, mail, or e-mail.

Renewal Terms policy resets at renewal

Policy resets at renewal.

Cancellation Terms you can cancel anytime

You can cancel at anytime. If you cancel within the first 30 days, you may be eligible to receive a full refund. If you cancel after 30 days, you may be eligible for a partial refund. Please see your plan for details, refunds may vary by state.

Choice of Veterinarian yes, US & Canada (for US residents only)
Pricing & Discount Features  
Age Rating No
Breed Rating Yes
Location Rating Yes
Microchipped Pet Discount no
Spay/Neuter Discount no
Multiple Pet Discount no
Service Pet Discount no
Military Discount no
Employer Group Discount no
Veterinary Staff Discount no
Affiliation/Partner Discount no
Online Discount no
Annual Payment Discount yes
Pet Coverage Criteria  
Minimum Enrollment Age 8 weeks
Maximum Enrollment Age any age
Maximum Age for Renewal any age
Exclusions or Limitations no

All dogs and cats are eligible, regardless of age, breed, or health conditions.

Pre-Certification Required no
Company Information  
Year Started 1997
State Licensing all 50 states
Partners & Affiliations ASPCA, Petshealth