| |
|
| Company: |
Hartville
www.hartvillepetinsurance.com
|
| Product: |
Champion |
| Pet Covered: |
Dog / Cat |
| Quote via this site: |
n/a
|
| Level of Coverage |
|
Accident |
Yes |
Illness |
Yes |
Routine Care |
Yes |
| Sample Insurance Quotes |
|
Dog Quote 1 |
$62.22/month |
Dog Quote 2 |
$80.40/month |
Dog Quote 3 |
$74.64/month |
Dog Quote 4 |
$67.85/month |
Cat Quote 1 |
$54.41/month |
Cat Quote 2 |
$59.00/month |
Cat Quote 3 |
$58.65/month |
Cat Quote 4 |
$58.65/month |
| Accident Coverage |
|
Veterinary Visits |
Yes |
Emergency Visits |
Yes |
Specialist Visits |
Yes |
Diagnostic & Lab Tests |
Yes |
Prescription Medications |
Yes |
Surgery |
Yes |
Hospitalization |
Yes |
Dental Injury |
Yes |
| Illness Coverage |
|
Veterinary Visits |
Yes |
Emergency Visits |
Yes |
Specialist Visits |
Yes |
Diagnostic & Lab Tests |
Yes |
Prescription Medications |
Yes |
Surgery |
Yes |
Hospitalization |
Yes |
Dental Illness |
No |
| Routine Care Coverage |
|
Wellness Exams |
Yes |
Standard Vaccinations |
Yes |
Heartworm Testing |
Yes |
Flea & Tick Prevention |
Yes |
Heartworm Prevention |
Yes |
Spay/Neuter |
Yes |
Preventive Dental Care |
Yes |
| Additional Coverage |
|
Pre-Existing Conditions |
not covered |
Hereditary Conditions |
not covered
Congenital and hereditary disorders are not covered.
|
Congenital Conditions |
not covered |
Chronic Conditions |
not covered |
Cancer |
yes
|
Hip Dysplasia |
no |
Alternative Therapies |
no |
Behavioral Therapy |
no |
Special Diet Foods |
no |
Pregnancy |
no |
Travel Coverage |
yes, US & Canada |
Boarding Fees |
no |
Advertising & Reward |
no |
Loss Compensation |
no |
Death Compensation |
no |
Vacation Cancellation |
no |
Euthanasia |
no |
Burial or Cremation |
no |
| Policy Features |
|
Deductible Type |
per year |
Deductible Amount |
$100 |
Co-Pay Amount |
20% of allowed |
Claim Payment Basis |
usual & customary fees |
Incident Limit |
$5,000
The Champion Plan has a maximum benefit of $13,000.00 per year, with a $5,000.00 per incident limit.
Multiple incidents (more than one) of foreign object ingestion in a 12 month period are not covered.
|
Annual Limit |
$13,000 |
Lifetime Limit |
info unavailable |
Routine Care Limit |
annual limit per item |
Waiting Period - Accidents |
effective date is 1st or 15th |
Waiting Period - Illness |
30 days after effective date |
Waiting Period - Routine Care |
effective date is 1st or 15th |
Waiting Period - Cruciate Injury |
12 months |
Policy Term |
1 year |
Money Back Guarantee Period |
30 days
All plans come with a 30-day money back guarantee.
|
Claims Process |
mail, fax, or e-mail
Submit a completed one page claim form with a copy of your receipts by fax, mail, or e-mail.
|
Renewal Terms |
policy resets at renewal
Policy resets at renewal.
|
Cancellation Terms |
you can cancel anytime
You can cancel at anytime. If you cancel within the first 30 days, you may be eligible to receive a full refund. If you cancel after 30 days, you may be eligible for a partial refund. Please see your plan for details, refunds may vary by state.
|
Choice of Veterinarian |
yes, US & Canada (for US residents only) |
| Pricing & Discount Features |
|
Age Rating |
Yes |
Breed Rating |
Yes |
Location Rating |
Yes |
Microchipped Pet Discount |
no |
Spay/Neuter Discount |
no |
Multiple Pet Discount |
yes |
Service Pet Discount |
no |
Military Discount |
no |
Employer Group Discount |
no |
Veterinary Staff Discount |
no |
Affiliation/Partner Discount |
no |
Online Discount |
no |
Annual Payment Discount |
yes |
| Pet Coverage Criteria |
|
Minimum Enrollment Age |
8 weeks |
Maximum Enrollment Age |
dog 12 yrs, cat 14 yrs |
Maximum Age for Renewal |
no upper age limit |
Exclusions or Limitations |
yes
Chinese Shar-Peis are only eligible for Accident-Only coverage.
|
Pre-Certification Required |
no |
| Company Information |
|
Year Started |
1997 |
State Licensing |
all 50 states
|
Partners & Affiliations |
ASPCA, Petshealth |