Hartville Pet Insurance

   
Company:
Product: Classic
Pet Covered: Dog / Cat
Quote via this site:
Level of Coverage  
Accident Yes
Illness Yes
Routine Care Yes
Sample Insurance Quotes  
Dog Quote 1 $35.08/month
Dog Quote 2 $46.20/month
Dog Quote 3 $42.38/month
Dog Quote 4 $38.52/month
Cat Quote 1 $26.58/month
Cat Quote 2 $29.00/month
Cat Quote 3 $29.32/month
Cat Quote 4 $29.32/month
Accident Coverage  
Veterinary Visits Yes
Emergency Visits Yes
Specialist Visits Yes
Diagnostic & Lab Tests Yes
Prescription Medications Yes
Surgery Yes
Hospitalization Yes
Dental Injury Yes
Illness Coverage  
Veterinary Visits Yes
Emergency Visits Yes
Specialist Visits Yes
Diagnostic & Lab Tests Yes
Prescription Medications Yes
Surgery Yes
Hospitalization Yes
Dental Illness No
Routine Care Coverage  
Wellness Exams Yes
Standard Vaccinations Yes
Heartworm Testing Yes
Flea & Tick Prevention No
Heartworm Prevention No
Spay/Neuter Yes
Preventive Dental Care No
Additional Coverage  
Pre-Existing Conditions not covered
Hereditary Conditions not covered

Congenital and hereditary disorders are not covered.

Congenital Conditions not covered
Chronic Conditions not covered
Cancer yes

covered

Hip Dysplasia not covered
Alternative Therapies no
Behavioral Therapy no
Special Diet Foods no
Pregnancy no
Travel Coverage yes, US & Canada
Boarding Fees no
Advertising & Reward no
Loss Compensation no
Death Compensation no
Vacation Cancellation no
Euthanasia no
Burial or Cremation no
Policy Features  
Deductible Type per year
Deductible Amount $100
Co-Pay Amount 20% of allowed
Claim Payment Basis usual & customary fees
Incident Limit $3,500

The Classic Plan has a maximum benefit of $11,000.00 per year, with a $3,500.00 per incident limit.

Multiple incidents (more than one) of foreign object ingestion in a 12 month period are not covered.

Annual Limit $11,000
Lifetime Limit info unavailable
Routine Care Limit annual limit per item
Waiting Period - Accidents effective date is 1st or 15th
Waiting Period - Illness 30 days after effective date
Waiting Period - Routine Care effective date is 1st or 15th
Waiting Period - Cruciate Injury 12 months
Policy Term 1 year
Money Back Guarantee
Period
30 days

All plans come with a 30-day money back guarantee.

Claims Process mail, fax, or e-mail

Submit a completed one page claim form with a copy of your receipts by fax, mail, or e-mail.

Renewal Terms policy resets at renewal

Policy resets at renewal.

Cancellation Terms you can cancel anytime

You can cancel at anytime. If you cancel within the first 30 days, you may be eligible to receive a full refund. If you cancel after 30 days, you may be eligible for a partial refund. Please see your plan for details, refunds may vary by state.

Choice of Veterinarian yes, US & Canada (for US residents only)
Pricing & Discount Features  
Age Rating Yes
Breed Rating Yes
Location Rating Yes
Microchipped Pet Discount no
Spay/Neuter Discount no
Multiple Pet Discount yes
Service Pet Discount no
Military Discount no
Employer Group Discount no
Veterinary Staff Discount no
Affiliation/Partner Discount no
Online Discount no
Annual Payment Discount yes
Pet Coverage Criteria  
Minimum Enrollment Age 8 weeks
Maximum Enrollment Age dog 12 yrs, cat 14 yrs
Maximum Age for Renewal no upper age limit
Exclusions or Limitations yes

Chinese Shar-Peis are only eligible for Accident-Only coverage.

Pre-Certification Required no
Company Information  
Year Started 1997
State Licensing all 50 states
Partners & Affiliations ASPCA, Petshealth