Pets Best Pet Insurance

   
Company:
Product: First
Pet Covered: Dog / Cat
Quote via this site:
Level of Coverage  
Accident Yes
Illness Yes
Routine Care Optional
Sample Insurance Quotes  
Dog Quote 1 $35.22/month
Dog Quote 2 $42.58/month
Dog Quote 3 $53.25/month
Dog Quote 4 $43.50/month
Cat Quote 1 $25.77/month
Cat Quote 2 $28.32/month
Cat Quote 3 $40.89/month
Cat Quote 4 $30.75/month
Accident Coverage  
Veterinary Visits Yes
Emergency Visits Yes
Specialist Visits Yes
Diagnostic & Lab Tests Yes
Prescription Medications Yes
Surgery Yes
Hospitalization Yes
Dental Injury Yes
Illness Coverage  
Veterinary Visits Yes
Emergency Visits Yes
Specialist Visits Yes
Diagnostic & Lab Tests Yes
Prescription Medications Yes
Surgery Yes
Hospitalization Yes
Dental Illness No
Routine Care Coverage  
Wellness Exams Optional
Standard Vaccinations Optional
Heartworm Testing Optional
Flea & Tick Prevention No
Heartworm Prevention No
Spay/Neuter Optional
Preventive Dental Care Optional
Additional Coverage  
Pre-Existing Conditions not covered
Hereditary Conditions $200, breed limits

Hereditary conditions as listed in policy for all breeds and specific breeds are subject to special policy sub-limits.

Congenital Conditions no
Chronic Conditions yes, up to incident limit
Cancer yes

Cancer coverage up to per incident limits.

Hip Dysplasia no
Alternative Therapies yes
Behavioral Therapy $100
Special Diet Foods no
Pregnancy $200, breed limits
Travel Coverage yes, worldwide
Boarding Fees no
Advertising & Reward no
Loss Compensation no
Death Compensation no
Vacation Cancellation no
Euthanasia for humane reasons
Burial or Cremation $100
Policy Features  
Deductible Type per incident
Deductible Amount $75.00 (can vary by state)
Co-Pay Amount 20% after deductible
Claim Payment Basis usual & customary fees
Incident Limit $7,000

Refers to a specifically identifiable accidental injury or illness.  Recurring and/or chronic conditions shall be considered as one incident.

Annual Limit none
Lifetime Limit $100,000
Routine Care Limit dogs $440, cats $505
Waiting Period - Accidents 3 days
Waiting Period - Illness 14 days
Waiting Period - Routine Care 14 days
Waiting Period - Cruciate Injury 12 months
Policy Term 365 days
Money Back Guarantee
Period
14 days

Premiums fully refundable if cancelled within 14 days of initial issuance and no claims have been submitted or paid.

Claims Process mail or fax

Send the completed claim form and original paid receipts to Claims Department.

Renewal Terms auto, or written notice

Automatic renewal unless written notice of non-renewal is sent.  There is no guaranteed renewal of coverage.  Premium amount may increase or decrease based on claims submitted and age of pet.

Cancellation Terms written notice

Insured may cancel with written notification to insurer.  Insurer may cancel with written notification to insured for non-payment, fraud, change of risk, and violation of policy terms.

Choice of Veterinarian yes, worldwide
Pricing & Discount Features  
Age Rating Yes
Breed Rating Yes
Location Rating Yes
Microchipped Pet Discount no
Spay/Neuter Discount no
Multiple Pet Discount yes
Service Pet Discount no
Military Discount no
Employer Group Discount no
Veterinary Staff Discount no
Affiliation/Partner Discount no
Online Discount no
Annual Payment Discount no
Pet Coverage Criteria  
Minimum Enrollment Age 7 weeks
Maximum Enrollment Age no upper age limit
Maximum Age for Renewal no upper age limit
Exclusions or Limitations yes

Coverage limitations and premium amount may be affected by breed.

Pre-Certification Required no
Company Information  
Year Started 2005
State Licensing all 50 states
Partners & Affiliations NAPHIA, BBB, Pet Airways