| |
|
| Company: |
Pets Best
www.petsbest.com
|
| Product: |
Premier |
| Pet Covered: |
Dog / Cat |
| Quote via this site: |
 |
| Level of Coverage |
|
Accident |
Yes |
Illness |
Yes |
Routine Care |
Optional |
| Sample Insurance Quotes |
|
Dog Quote 1 |
$52.43/month |
Dog Quote 2 |
$63.39/month |
Dog Quote 3 |
$53.25/month |
Dog Quote 4 |
$64.76/month |
Cat Quote 1 |
$37.45/month |
Cat Quote 2 |
$41.16/month |
Cat Quote 3 |
$52.37/month |
Cat Quote 4 |
$44.69/month |
| Accident Coverage |
|
Veterinary Visits |
Yes |
Emergency Visits |
Yes |
Specialist Visits |
Yes |
Diagnostic & Lab Tests |
Yes |
Prescription Medications |
Yes |
Surgery |
Yes |
Hospitalization |
Yes |
Dental Injury |
Yes |
| Illness Coverage |
|
Veterinary Visits |
Yes |
Emergency Visits |
Yes |
Specialist Visits |
Yes |
Diagnostic & Lab Tests |
Yes |
Prescription Medications |
Yes |
Surgery |
Yes |
Hospitalization |
Yes |
Dental Illness |
No |
| Routine Care Coverage |
|
Wellness Exams |
Optional |
Standard Vaccinations |
Optional |
Heartworm Testing |
Optional |
Flea & Tick Prevention |
No |
Heartworm Prevention |
No |
Spay/Neuter |
Optional |
Preventive Dental Care |
Optional |
| Additional Coverage |
|
Pre-Existing Conditions |
not covered |
Hereditary Conditions |
$300, breed limits
Hereditary conditions as listed in policy for all breeds and specific breeds are subject to special policy limitations and sub-limits.
|
Congenital Conditions |
no |
Chronic Conditions |
yes, up to incident limit |
Cancer |
yes
Cancer coverage up to per incident limits.
|
Hip Dysplasia |
no |
Alternative Therapies |
yes |
Behavioral Therapy |
$100 |
Special Diet Foods |
no |
Pregnancy |
$300, breed limits |
Travel Coverage |
yes, worldwide |
Boarding Fees |
no |
Advertising & Reward |
no |
Loss Compensation |
no |
Death Compensation |
no |
Vacation Cancellation |
no |
Euthanasia |
for humane reasons |
Burial or Cremation |
$200 |
| Policy Features |
|
Deductible Type |
per incident |
Deductible Amount |
$300 (can vary by state) |
Co-Pay Amount |
20% after deductible |
Claim Payment Basis |
usual & customary fees |
Incident Limit |
$14,000
Refers to a specifically identifiable accidental injury or illness. Recurring and/or chronic conditions shall be considered as one incident.
|
Annual Limit |
none |
Lifetime Limit |
$100,000 |
Routine Care Limit |
dogs $440, cats $505 |
Waiting Period - Accidents |
3 days |
Waiting Period - Illness |
14 days |
Waiting Period - Routine Care |
14 days |
Waiting Period - Cruciate Injury |
12 months |
Policy Term |
365 days |
Money Back Guarantee Period |
14 days
Premiums fully refundable if cancelled within 14 days of initial issuance and no claims have been submitted or paid.
|
Claims Process |
mail or fax
Send the completed claim form and original paid receipts to Claims Department.
|
Renewal Terms |
auto, or written notice
Automatic renewal unless written notice of non-renewal is sent. There is no guaranteed renewal of coverage. Premium amount may increase or decrease based on claims submitted and age of pet.
|
Cancellation Terms |
written notice
Insured may cancel with written notification to insurer. Insurer may cancel with written notification to insured for non-payment, fraud, change of risk, and violation of policy terms.
|
Choice of Veterinarian |
yes, worldwide |
| Pricing & Discount Features |
|
Age Rating |
Yes |
Breed Rating |
Yes |
Location Rating |
Yes |
Microchipped Pet Discount |
no |
Spay/Neuter Discount |
no |
Multiple Pet Discount |
yes |
Service Pet Discount |
no |
Military Discount |
no |
Employer Group Discount |
no |
Veterinary Staff Discount |
no |
Affiliation/Partner Discount |
no |
Online Discount |
no |
Annual Payment Discount |
no |
| Pet Coverage Criteria |
|
Minimum Enrollment Age |
7 weeks |
Maximum Enrollment Age |
no upper age limit |
Maximum Age for Renewal |
no upper age limit |
Exclusions or Limitations |
yes
Coverage limitations and premium amount may be affected by breed.
|
Pre-Certification Required |
no |
| Company Information |
|
Year Started |
2005 |
State Licensing |
all 50 states
|
Partners & Affiliations |
NAPHIA, BBB, Pet Airways |