PurinaCare Pet Insurance


Company:	PurinaCare www.purinacare.com
Product:	Plus Preventive Care
Pet Covered:	Dog / Cat
Quote via this site:
Level of Coverage
Accident	Yes
Illness	Yes
Routine Care	Yes
Sample Insurance Quotes
Dog Quote 1	$38.43/month
Dog Quote 2
Dog Quote 3	$55.74/month
Dog Quote 4
Cat Quote 1	$11.21/month
Cat Quote 2
Cat Quote 3	$17.17/month
Cat Quote 4
Accident Coverage
Veterinary Visits	Yes
Emergency Visits	Yes
Specialist Visits	Yes
Diagnostic & Lab Tests	Yes
Prescription Medications	Yes
Surgery	Yes
Hospitalization	Yes
Dental Injury	Yes
Illness Coverage
Veterinary Visits	Yes
Emergency Visits	Yes
Specialist Visits	Yes
Diagnostic & Lab Tests	Yes
Prescription Medications	Yes
Surgery	Yes
Hospitalization	Yes
Dental Illness	Yes
Routine Care Coverage
Wellness Exams	Yes
Standard Vaccinations	Yes
Heartworm Testing	Yes
Flea & Tick Prevention	Yes
Heartworm Prevention	Yes
Spay/Neuter	Yes
Preventive Dental Care	Yes
Additional Coverage
Pre-Existing Conditions	not covered
Hereditary Conditions	expand yes covered
Congenital Conditions	no
Chronic Conditions	info unavailable
Cancer	expand info unavailable info unavailable
Hip Dysplasia	yes
Alternative Therapies	limited
Behavioral Therapy	no
Special Diet Foods	no
Pregnancy	no
Travel Coverage	yes, within USA
Boarding Fees	no
Advertising & Reward	no
Loss Compensation	no
Death Compensation	no
Vacation Cancellation	no
Euthanasia	info unavailable
Burial or Cremation	info unavailable
Policy Features
Deductible Type	per year
Deductible Amount	$500; options: $100, $250, $1000
Co-Pay Amount	20%
Claim Payment Basis	usual & customary fees
Incident Limit	expand none annual policy limit of $20,000 but no lifetime limit
Annual Limit	$20,000
Lifetime Limit	none
Routine Care Limit	annual limits per item, paid after annual deductible is met
Waiting Period - Accidents	3 days
Waiting Period - Illness	15 days
Waiting Period - Routine Care	no wait
Waiting Period - Cruciate Injury	info unavailable
Policy Term	12 months
Money Back Guarantee Period	expand 14 days As long as no claims have been filed during the policy period, you can cancel the policy during the first 14 days of coverage and receive a full refund of premium.
Claims Process	expand mail, fax, or e-mail Submit a completed claim form along with a copy of the receipt or invoice by mail, fax, or electronic submission.
Renewal Terms	expand auto, written notice Continuous coverage available as long as there is no lapse in coverage between policy terms.
Cancellation Terms	expand written notice You may cancel your policy anytime by giving written notice to company. The effective cancellation date is the date that company receives written notice. Company may cancel your policy subject to state regulations, by notifying you in writing.
Choice of Veterinarian	yes, within USA
Pricing & Discount Features
Age Rating	Yes
Breed Rating	Yes
Location Rating	Yes
Microchipped Pet Discount	no
Spay/Neuter Discount	no
Multiple Pet Discount	yes
Service Pet Discount	no
Military Discount	yes
Employer Group Discount	no
Veterinary Staff Discount	no
Affiliation/Partner Discount	no
Online Discount	no
Annual Payment Discount	no
Pet Coverage Criteria
Minimum Enrollment Age	8 weeks
Maximum Enrollment Age	any age
Maximum Age for Renewal	any age
Exclusions or Limitations	expand age limitations Pets that haven’t been to a veterinarian in over a year and pets over 8 years require special underwriting.
Pre-Certification Required	not ordinarily
Company Information
Year Started	2008
State Licensing	expand 50 States, D.C. Currently doing business in all 50 states and the District of Columbia.
Partners & Affiliations	AAHA

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