About Pet Insurance
Pet Health Plans
Trupanion Pet Insurance
|Pet Covered:||Dog / Cat|
|Quote via this site:|
|Level of Coverage|
|Sample Insurance Quotes|
|Dog Quote 1||$24.68/month|
|Dog Quote 2||$31.46/month|
|Dog Quote 3||$33.88/month|
|Dog Quote 4||$33.76/month|
|Cat Quote 1||$15.12/month|
|Cat Quote 2||$15.33/month|
|Cat Quote 3||$19.51/month|
|Cat Quote 4||$20.41/month|
|Diagnostic & Lab Tests||Yes|
|Diagnostic & Lab Tests||Yes|
|Routine Care Coverage||Wellness Exams||No|
|Flea & Tick Prevention||No|
|Preventive Dental Care||No|
|Pre-Existing Conditions||not covered|
Chronic, hereditary, and congenital disorders are covered 90%, pre-existing conditions are not covered.
Hip dysplasia is optional coverage for pets enrolled before their first birthdays only, and only included if you elect to have it. Hip dysplasia coverage is not optional for pets who enroll after their first birthday.
|Hip Dysplasia||optional add-on|
|Alternative Therapies||optional add-on|
|Special Diet Foods||yes (partial reimbursement)|
|Travel Coverage||yes, US & Canada|
|Advertising & Reward||no|
|Burial or Cremation||no|
|Deductible Type||per incident|
|Deductible Amount||$500; optional, $50 to $1000|
|Co-Pay Amount||10% + vet exam fee & optional deductible|
|Claim Payment Basis||90% of actual veterinary costs for approved accident and illness claims, less the exam fee and optional deductible|
No Payout Limit - With Trupanion, your pet receives unlimited lifetime pet insurance coverage. Trupanion does not impose any per incident limits, annual limits, or lifetime limits on the amount of care your pet can receive.
You have the option to select a lifetime per-incident deductible of $0 or any deductible amount from $50 to $1000 in increments of $5
|Routine Care Limit||not covered|
|Waiting Period - Accidents||5 days|
|Waiting Period - Illness||30 days|
|Waiting Period - Routine Care||not covered|
|Waiting Period - Cruciate Injury||info unavailable|
|Policy Term||renews until cancelled|
|Money Back Guarantee
Trupanion offers a 30 money-back guarantee, if you have not made a claim.
Claims can be submitted via fax or mail. Send in completed claim form and actual receipts within 90 days of the treatment date.
Th policy is continued until cancelled, and will renew automatically each month as long as premium payments are current.
You may cancel your policy at anytime without penalty. To cancel, notify the company in writing via regular mail, fax, or e-mail at least 14 days in advance of your next premium payment.
Company may cancel with 20 days written notice sent
|Choice of Veterinarian||yes, within USA|
|Pricing & Discount Features|
|Microchipped Pet Discount||no|
|Multiple Pet Discount||no|
|Service Pet Discount||no|
|Employer Group Discount||no|
|Veterinary Staff Discount||no|
|Annual Payment Discount||no|
|Pet Coverage Criteria|
|Minimum Enrollment Age||8 weeks|
|Maximum Enrollment Age||under 13 years old|
|Maximum Age for Renewal||unlimited|
|Exclusions or Limitations||
Trupanion enrolls all dogs and cats under 13 years old.
Trupanion offers pet insurance in US and Canada.
|Partners & Affiliations||AAHA, NAPHIA, BBB, Petco|