About Pet Insurance
Pet Health Plans
Embrace Pet Insurance offers pet owners great customer service and flexible policies for cats and dogs that cover accidents, illnesses, genetic conditions, chronic illnesses, and more. With their customizable policies, you are able to choose how much and what type of coverage you want, so that your pet insurance policy fits both your budget and pet needs. You can select the annual policy maximum, the annual deductible, the co-pay, and whether or not you want coverage for prescription drug, dental illness, continuing care for chronic illnesses, or wellness care benefits.
Embrace Pet Insurance is a specialist insurance agency headquartered in Beachwood, a suburb of Cleveland, Ohio. The company has a reputation for providing comprehensive and easy-to-use pet insurance. Embrace was created by Laura Bennett and Alex Krooglik in July 2003 after they graduated from the Wharton MBA program. After years of preparation, Embrace Pet Insurance entered the US pet insurance market in 2006.
Trupanion offers affordable pet insurance that is easy for you and your veterinarian to use. They offer one simple plan with fair premiums, 90% coverage of actual veterinary bills, customizable deductibles, no payout limits, fast claim approval, and no penalties for submitting claims. The Trupanion plan provides comprehensive coverage for cats and dogs who enroll between the ages of eight weeks and 14 years of age, and will insure them for their entire life. The Trupanion plan covers everything if your pet is sick or injured, including accidents, illnesses, medications, and lab work. Coverage includes all hereditary and congenital disorders (hip dysplasia coverage is optional) and chronic or recurring illnesses.
Trupanion pet insurance became available in the United States in January 2008. Before that, the company had been operating in Canada since 1999 under the name VetInsurance. In June 2008, the American Animal Hospital Association (AAHA) awarded the first AAHA Seal of Acceptance to Trupanion for their catastrophic pet insurance policy. Trupanion is a founding member of the North American Pet Health Insurance Association (NAPHIA). Trupanion is located in Seattle, Washington.
24PetWatch Pet Insurance Services offers a variety of flexible illness and accident programs for dogs and cats with premiums and deductibles that will fit your household budget. Depending on which you choose, your pet can be protected for as little as a few dollars per week. If you find that you want more coverage and protection for your pet, it's easy to upgrade.
Insurance programs cover the diagnosis, testing and treatment of covered accidents and illnesses, including veterinary visits, laboratory tests, X-rays, MRIs, CAT scans, hospitalization, prescription food and prescription medications. Pets may be treated by any licensed veterinarian in North America, traditional veterinarians, alternative therapists or specialists as long as the veterinarian is licensed. You will get a 5% discount if you have your pet microchipped through their 24PetWatch program.
24PetWatch (formerly known as QuickCare) is the US insurance division of Canadian-based Pethealth Inc. Pethealth is the leading provider of companion animal services in North America, Canada's largest provider of major medical insurance for dogs and cats, and the second largest provider in North America. Pethealth currently operates in 49 states (not available in Alaska), Washington D.C. and all 10 Canadian provinces.
As of April 2013, Purinacare Pet Health Insurance stated they were no longer accepting applications to provide new insurance to pets and transferred all existing policies to 24PetWatch.