Embrace Pet Insurance offers pet owners great customer service and flexible policies for cats and dogs that cover accidents, illnesses, genetic conditions, chronic illnesses, and more. With their customizable policies, you are able to choose how much and what type of coverage you want, so that your pet insurance policy fits both your budget and pet needs. You can select the annual policy maximum, the annual deductible, the co-pay, and whether or not you want coverage for prescription drug, dental illness, continuing care for chronic illnesses, or wellness care benefits..

Embrace Pet Insurance is a specialist insurance agency headquartered in Beachwood, a suburb of Cleveland, Ohio. Embrace was created by Laura Bennett and Alex Krooglik in July 2003 after they graduated from the Wharton MBA program. They say the reason they got into the pet insurance business was to change it. After years of preparation, Embrace Pet Insurance entered the US pet insurance market in 2006.

Pets Best offers complete pet health coverage for your dog or cat. The health plans from Pets Best Insurance are competitively priced with a straightforward claim reimbursement structure. Coverage is 80% of allowable veterinary bills related to accidents, injuries, and illnesses, after the deductible. They offer four plans with varying levels of accident, illness, and injury coverage as well as optional routine care benefits. The plans do not include age restrictions and any pet can have guaranteed acceptance for accident-only policies.

Pets Best Insurance, located in Boise, Idaho, was founded in 2004 by Dr. Jack Stephens, an accomplished veterinarian and avid pet enthusiast with more than 25 years of experience in the pet insurance industry. He founded the first pet insurance company in 1982 to save pets from economic euthanasia and help pet owners afford quality care for their pets. Pets Best is a member of NAPHIA, the North American Pet Health Insurance Association.

Trupanion offers affordable pet insurance that is easy for you and your veterinarian to use. They offer one simple plan with fair premiums, 90% coverage of actual veterinary bills, customizable deductibles, no payout limits, fast claim approval, and no penalties for submitting claims. The Trupanion plan provides comprehensive coverage for cats and dogs who enroll between the ages of eight weeks and 14 years of age, and will insure them for their entire life. The Trupanion plan covers everything if your pet is sick or injured, including accidents, illnesses, medications, and lab work. Coverage includes all hereditary and congenital disorders (hip dysplasia coverage is optional) and chronic or recurring illnesses.

Trupanion pet insurance became available in the United States in January 2008. Before that, the company had been operating in Canada since 1999 under the name VetInsurance. In July 2008, Trupanion became the first pet insurance plan to receive the AAHA (American Animal Hospital Association) Seal of Acceptance. Trupanion is a founding member of the North American Pet Health Insurance Association (NAPHIA). Trupanion is located in Seattle, Washington.

QuickCare offers a wide selection of affordable and easy to understand pet insurance programs for your dog or cat. They have accident only plans, accident and illness plans that cover all major diseases (including cancer), plans that include wellness care, as well as special plans for senior pets, indoor cats and tenant pets. QuickCare also offers coverage for accidental death, boarding fees, recovery cost for lost pets, euthanasia. You will get a 5% discount if you have your pet microchipped through their 24PetWatch program.

QuickCare Pet Insurance, which has been available in the US since 2001, is a brand name of PetHealth Inc of Toronto, Canada. The QuickCare US offices are located in Buffalo, New York. QuickCare plans are available in 49 states and Washington DC, but is currently not available in Alaska.

PurinaCare Pet Health Insurance offers simple, comprehensive, dependable coverage to dog and cat owners in all 50 states and the District of Columbia. There are three plans to choose from: PurinaCare plus Preventive Care (covers eligible accidents and illnesses as well as many routine expenses), PurinaCare without Preventive Care (covers treatment of eligible accidents and illness), and PurinaCare Accident Only (covers an unexpected accident). Plans benefits include a choice of annual deductibles, no per incident limits on accidents and illnesses, no lifetime limits, and the freedom to choose any veterinarian licensed in the state in which service is provided.

The parent company of PurinaCare, Nestle Purina PetCare Company (NPPC), has been in the pet care business for over 85 years. PurinaCare Pet Health Insurance has been in the development stage since 2005, and the first policy was sold in June 2008. They are located in San Antonio, Texas.